American Fidelity Blog
Reimbursement Accounts
6 Requirements for Health Savings Account ParticipationDecember 11, 2018
High-deductible health plan and Health Savings Account (HSA) enrollment reached 21 million members in 2017 and is expected to continue to climb. But, because the Internal Revenue Code (IRC) sets sp...
Supplemental Benefits
These Common Conditions Lead to Disability More Often than AccidentsNovember 05, 2018
Employees may be surprised to learn that the primary causes of disability aren’t necessarily the result of unfortunate accidents. Here are some common conditions that could result in short- or long...
Supplemental Benefits
The Differences Between Workers’ Compensation, Disability Insurance, and Accident InsuranceOctober 17, 2018
Understand the differences between workers’ compensation, disability insurance, and accident insurance. Learn how each type of coverage works and how they can complement one another to protect your...
Benefits Strategy
Using Videos for Benefits Education May Result in More EngagementOctober 01, 2018
Communicating with your employees in a way they can understand will not only benefit them, but you. Effective workplace and benefit communications drive employee understanding, builds trust and inc...
Compliance Updates
Counting to 12: The Four Methods of Determining an FMLA YearAugust 02, 2018
For many of employers, one of the FMLA’s most confusing provisions is determining the applicable 12-month period in which employees can take up to 12 weeks of protected leave. The FMLA affords you...
Customer Stories
Cheryl's StoryMay 08, 2018
After beating cancer, Cheryl purchased Limited Benefit Cancer Insurance from American Fidelity. It provided vital support during her stage 3 lymphoma diagnosis.
Supplemental Benefits
Understanding the Importance of Disability Insurance for MillennialsMay 02, 2018
Disability insurance exists to provide financial protection if the worst should happen. However, many millennials choose to forgo disability insurance. Learn why it's important, here.
Customer Stories
Stephanie’s Story: A World ShiftedApril 27, 2018
In 2014, Stephanie purchased Cancer Insurance hoping never to use it. Six months later, her world shifted when her toddler Charlotte was diagnosed with kidney cancer.
Reimbursement Accounts
How to Educate Your Employees on HSAsApril 02, 2018
Many companies have shifted to offering a Qualified High Deductible Health Plan (HDHP) with Health Savings Account (HSA) for employees. Because HSAs are different from Flexible Spending Accounts (F...
Reimbursement Accounts
FSAs, HSAs, and HRAs — What You Need to KnowMarch 12, 2018
When it comes to reimbursement accounts, the differences can be confusing. Between Healthcare Flexible Spending Accounts (HCFSAs), Health Savings Accounts (HSAs) and Health Reimbursement Arrangemen...
Reimbursement Accounts
Steps to Take When Healthcare FSA Participants Terminate EmploymentJanuary 15, 2018
When Healthcare FSA participants leave employment mid-plan year, certain actions need to be taken by the employer.
Benefits Strategy
Things to Consider About High Deductible Health PlansDecember 13, 2017
Thinking about a High Deductible Health Plan (HDHP)? Learn what to consider before enrolling, including costs, coverage, and how pairing it with an HSA can maximize your healthcare savings.