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American Fidelity Blog

Customer Stories

Sandra's Story: The Climb

Sandra, a Tallahassee teacher and mother of two, purchased Cancer Insurance as a precaution. In 2017, it became essential after her breast cancer diagnosis.

Reimbursement Accounts

FSA Mistakes to Avoid

The rules surrounding Flexible Spending Accounts (FSAs) can be complex. Here are some of the most common rules to know.

Benefits Strategy

Seven Questions and Answers to Know Before Open Enrollment

If your American Fidelity open enrollment is coming up, we’ve compiled a list of commonly asked questions and answers to learn more about your available benefits.

Benefits Strategy

HIPAA-Excepted Benefits at a Glance

Learn about HIPAA-excepted benefits and their advantages for employers. Discover how these supplemental benefits, such as accident, disability, and critical illness insurance, can reduce ACA compli...

Benefits Strategy

Study Shows Americans Want Help with Health Care Costs

Learn how offering a Healthcare Flexible Spending Account (HCFSA) or a Health Savings Account (HSA) can help employees navigate qualified medical out-of-pocket expenses.

Compliance Updates

Understanding the ACA Affordability Calculation

Learn more about how the law classifies the term "affordability".

Reimbursement Accounts

How Your HSA Can Help You Prepare for Retirement

Did you know that a Health Savings Account (HSA) can help you prepare for retirement?

Supplemental Benefits

An Example of How Supplemental Insurance Helps with Deductibles

You may have heard that supplemental insurance can help fill financial gaps in major medical coverage, but what does that really mean? Regardless of if you have a High Deductible Health Plan or one...

Compliance Updates

Final Rule Allows Employees to Purchase Individual Health Coverage Using HRAs; Expands Types of HRAs Available

Employers will now have additional flexibility to use reimbursement arrangements to help employees pay for health care costs.

Customer Stories

Natalie’s Story: Focused on Wellness

In 1996, Natalie purchased Limited Benefit Cancer Insurance as a precaution. Years later, the policy proved invaluable after a life-changing diagnosis.

Reimbursement Accounts

Bridge the Generation Gap with Reimbursement Accounts

Millennials are projected to become the largest overall generation this year, and some studies predict the generation after them, Gen Z, will prove even larger. With this in mind, it’s important to...

Reimbursement Accounts

IRS Announces 2020 HSA Limits, HDHP Guidelines

The Internal Revenue Service (IRS) recently announced in Revenue Procedure 2019-25 the contribution limits for Health Savings Accounts (HSAs), and guidelines for HSA-Qualified High Deductible Healt...

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