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American Fidelity Blog

Customer Stories

Freda’s Story: An Unexpected Path

Freda purchased Disability Income Insurance as a precaution, never expecting to need it. Years later, she faced the unexpected and found support.

Benefits Strategy

Has Your 403(b) Plan Document Been Approved By The IRS?

Learn how using an IRS-approved 403(b) prototype plan can help your organization stay compliant, reduce administrative burden, and avoid costly penalties. Discover how AFPlanServ simplifies retirem...

Supplemental Benefits

Good Forms 101: The Disability Claim Form

Here are some tips and solutions for frequently asked questions we hear from employers and employees regarding the disability claim form.

General

How Long Should I Keep My Medical Bills?

Wondering how long to keep your medical bills and insurance documents? Learn best practices for organizing, storing, and securely disposing of healthcare paperwork to protect your finances and simp...

Customer Stories

Sandra's Story: The Climb

Sandra, a Tallahassee teacher and mother of two, purchased Cancer Insurance as a precaution. In 2017, it became essential after her breast cancer diagnosis.

Reimbursement Accounts

FSA Mistakes to Avoid

The rules surrounding Flexible Spending Accounts (FSAs) can be complex. Here are some of the most common rules to know.

Benefits Strategy

Seven Questions and Answers to Know Before Open Enrollment

If your American Fidelity open enrollment is coming up, we’ve compiled a list of commonly asked questions and answers to learn more about your available benefits.

Benefits Strategy

HIPAA-Excepted Benefits at a Glance

Learn about HIPAA-excepted benefits and their advantages for employers. Discover how these supplemental benefits, such as accident, disability, and critical illness insurance, can reduce ACA compli...

Benefits Strategy

Study Shows Americans Want Help with Health Care Costs

Learn how offering a Healthcare Flexible Spending Account (HCFSA) or a Health Savings Account (HSA) can help employees navigate qualified medical out-of-pocket expenses.

Compliance Updates

Understanding the ACA Affordability Calculation

Learn more about how the law classifies the term "affordability".

Supplemental Benefits

An Example of How Supplemental Insurance Helps with Deductibles

You may have heard that supplemental insurance can help fill financial gaps in major medical coverage, but what does that really mean? Regardless of if you have a High Deductible Health Plan or one...

Compliance Updates

Final Rule Allows Employees to Purchase Individual Health Coverage Using HRAs; Expands Types of HRAs Available

Employers will now have additional flexibility to use reimbursement arrangements to help employees pay for health care costs.

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