American Fidelity Blog
Benefits Strategy
Study Shows Americans Want Help with Health Care CostsAugust 01, 2019
Learn how offering a Healthcare Flexible Spending Account (HCFSA) or a Health Savings Account (HSA) can help employees navigate qualified medical out-of-pocket expenses.
Compliance Updates
Understanding the ACA Affordability CalculationJuly 25, 2019
Learn more about how the law classifies the term "affordability".
Supplemental Benefits
An Example of How Supplemental Insurance Helps with DeductiblesJuly 05, 2019
You may have heard that supplemental insurance can help fill financial gaps in major medical coverage, but what does that really mean? Regardless of if you have a High Deductible Health Plan or one...
Compliance Updates
Final Rule Allows Employees to Purchase Individual Health Coverage Using HRAs; Expands Types of HRAs AvailableJune 17, 2019
Employers will now have additional flexibility to use reimbursement arrangements to help employees pay for health care costs.
Customer Stories
Natalie’s Story: Focused on WellnessJune 06, 2019
In 1996, Natalie purchased Limited Benefit Cancer Insurance as a precaution. Years later, the policy proved invaluable after a life-changing diagnosis.
Reimbursement Accounts
Bridge the Generation Gap with Reimbursement AccountsJune 05, 2019
Millennials are projected to become the largest overall generation this year, and some studies predict the generation after them, Gen Z, will prove even larger. With this in mind, it’s important to...
Reimbursement Accounts
IRS Announces 2020 HSA Limits, HDHP GuidelinesMay 29, 2019
The Internal Revenue Service (IRS) recently announced in Revenue Procedure 2019-25 the contribution limits for Health Savings Accounts (HSAs), and guidelines for HSA-Qualified High Deductible Healt...
Reimbursement Accounts
Understanding FSA Benefits Debit Card SubstantiationMay 14, 2019
An American Fidelity Benefits Debit Card provides a convenient way to access reimbursement account funds. It’s designed to be quick and removes the need to pay out-of-pocket, but there are importan...
Supplemental Benefits
3 Questions You Should Ask About Disability Income Insurance During Your Benefits EnrollmentMay 07, 2019
Electing disability insurance can be one of the most important choices you’ll make during your benefits enrollment. When you choose disability insurance, you are choosing to help protect your incom...
Compliance Updates
HHS Issues Final Rules for 2020 PlansApril 25, 2019
Stay informed about the latest HHS final regulations affecting employers, including updates to out-of-pocket maximums, prescription drug cost sharing, and health insurance Marketplace rules for 202...
Customer Stories
Christina’s Story: The AdvocateMarch 28, 2019
Christina, a CSEA chapter president and regional representative, advocates for causes like Cancer Insurance, earning trust as a vital voice in her community.
Customer Stories
Joanne’s Story: A Trusted PartnerFebruary 26, 2019
During her 30-year career with Kentucky Public Schools, Joanne built an unexpected partnership with American Fidelity, starting with her first benefits enrollment.