American Fidelity Blog
Reimbursement Accounts
Understanding FSA Benefits Debit Card SubstantiationMay 14, 2019
An American Fidelity Benefits Debit Card provides a convenient way to access reimbursement account funds. It’s designed to be quick and removes the need to pay out-of-pocket, but there are importan...
Supplemental Benefits
3 Questions You Should Ask About Disability Income Insurance During Your Benefits EnrollmentMay 07, 2019
Electing disability insurance can be one of the most important choices you’ll make during your benefits enrollment. When you choose disability insurance, you are choosing to help protect your incom...
Compliance Updates
HHS Issues Final Rules for 2020 PlansApril 25, 2019
Stay informed about the latest HHS final regulations affecting employers, including updates to out-of-pocket maximums, prescription drug cost sharing, and health insurance Marketplace rules for 202...
Customer Stories
Christina’s Story: The AdvocateMarch 28, 2019
Christina, a CSEA chapter president and regional representative, advocates for causes like Cancer Insurance, earning trust as a vital voice in her community.
Customer Stories
Joanne’s Story: A Trusted PartnerFebruary 26, 2019
During her 30-year career with Kentucky Public Schools, Joanne built an unexpected partnership with American Fidelity, starting with her first benefits enrollment.
Supplemental Benefits
Help Your Employees Navigate Their Healthcare FSAFebruary 11, 2019
Confused about Healthcare FSAs? Learn how to help employees better understand their Flexible Spending Accounts—from eligible expenses and documentation to grace periods, carryovers, and mid-year ch...
Reimbursement Accounts
Why is documentation required for every FSA purchase?January 17, 2019
Providing documentation is one of the most common points of confusion and frustration for Flexible Spending Account (FSA) and Health Reimbursement Arrangement (HRA) participants. However, the solut...
Supplemental Benefits
Deductible Management: How Cancer Insurance Can HelpJanuary 03, 2019
1 in 8 women will develop invasive breast cancer over the course of her lifetime, and 85% of breast cancers occur in women who have no family history of breast cancer. Such a diagnosis can be scary...
Supplemental Benefits
Differences Between Hospital Indemnity and Gap CoverageJanuary 03, 2019
Major medical insurance may help with some hospital visit costs, but having hospital stay-related coverage can be helpful, too. So how do you know which type of plan is best for your employees? Let...
Reimbursement Accounts
6 Requirements for Health Savings Account ParticipationDecember 11, 2018
High-deductible health plan and Health Savings Account (HSA) enrollment reached 21 million members in 2017 and is expected to continue to climb. But, because the Internal Revenue Code (IRC) sets sp...
Supplemental Benefits
These Common Conditions Lead to Disability More Often than AccidentsNovember 05, 2018
Employees may be surprised to learn that the primary causes of disability aren’t necessarily the result of unfortunate accidents. Here are some common conditions that could result in short- or long...
Supplemental Benefits
The Differences Between Workers’ Compensation, Disability Insurance, and Accident InsuranceOctober 17, 2018
Understand the differences between workers’ compensation, disability insurance, and accident insurance. Learn how each type of coverage works and how they can complement one another to protect your...