American Fidelity Blog
General
Employee Benefit Terms to KnowJuly 02, 2020
Confused by insurance jargon? Discover clear definitions for common insurance terms like supplemental benefits, claims, premiums, HDHP, HSA, FSA, and more. Make informed decisions with our easy-to-...
Supplemental Benefits
Know Your Leave: Understanding FMLA, Paid Leave, and Disability InsuranceJune 30, 2020
Explore the difference between the Family and Medical Leave Act (FMLA), Paid Family and Medical Leave (PFML), and disability insurance.
Benefits Strategy
How Employee Benefits May Help Retain TeachersJune 23, 2020
Discover how offering strategic employee benefits can help schools retain top teaching talent. Learn which benefits matter most to educators and how to build a supportive, competitive package.
Benefits Strategy
The Cost of Not Educating Employees About BenefitsJune 18, 2020
If you aren’t educating your employees about their benefits options, it’s almost like not offering benefits at all. When employees don’t understand their benefits options, they may be less likely t...
General
Tips for Coping with TraumaJune 16, 2020
Struggling with stress, trauma, or uncertainty? Discover practical tips to support your mental and physical well-being. Learn how to cope, find support, and take positive steps toward healing with...
Reimbursement Accounts
How much do you actually save with reimbursement accounts?June 11, 2020
You’ve likely heard that reimbursement accounts can help you save on tax, but it may not be clear how that impacts your finances. Learn how you will see a tax-saving benefit.
Reimbursement Accounts
You have extra money in your Flexible Spending Account. Now what?June 09, 2020
Flexible Spending Accounts (FSAs) are a great way to help reduce your taxable income while paying for eligible medical and dependent care expenses. But if you’ve experienced a decrease in those exp...
Supplemental Benefits
Long vs. Short-Term Disability Insurance DifferencesJune 04, 2020
Understand the key differences between long- and short-term disability insurance, including benefit duration and elimination periods, to make informed decisions during benefits enrollment
Compliance Updates
IRS Announces 2021 HSA Limits, HDHP GuidelinesMay 26, 2020
The IRS recently announced in Revenue Procedure 2020-32 the contribution limits for Health Savings Accounts (HSAs), and guidelines for HSA-Qualified High Deductible Health Plans (HDHPs) for 2021.
Reimbursement Accounts
How HSAs Offer Financial Benefits to MillennialsMay 19, 2020
For millennials, a great way to offset medical costs and contribute to your overall wealth is with a Health Savings Account (HSA).
Reimbursement Accounts
Why is Substantiation Required for Certain Debit Card Expenses?May 12, 2020
The Internal Revenue Code (IRC) allows participants to reduce their taxable income by participating in a Healthcare Flexible Spending Account (HCFSA). In exchange, the IRC requires proof for eligib...
Supplemental Benefits
Should you increase your disability coverage?May 07, 2020
Wondering if you should increase your disability coverage? Learn why your benefits don’t automatically rise with salary increases, how optional riders work, and tips for choosing the right coverage...