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American Fidelity Blog

Benefits Strategy

Retirement Savings Withdrawals vs Loans

There are key differences between retirement savings withdrawals and loans, some of which could have major financial consequences or penalties. Knowing the difference can help you make the wisest c...

Supplemental Benefits

Tips for Buying Cancer Insurance

Considering cancer insurance? Learn what it covers, who should consider it, and how it complements existing health plans and emergency funds to ease financial stress after a diagnosis.

Supplemental Benefits

Your Pregnancy Disability Benefits Checklist

If you purchased disability insurance before becoming pregnant and haven’t considered it in your birth plan, take note.

General

What is an insurance wellness benefit?

Understand what an insurance wellness benefit is, why employers offer it, and how to know if you have one. And if you do, learn how these benefits can help you get money back in your pocket.

General

Employee Benefit Terms to Know

Confused by insurance jargon? Discover clear definitions for common insurance terms like supplemental benefits, claims, premiums, HDHP, HSA, FSA, and more. Make informed decisions with our easy-to-...

Supplemental Benefits

Know Your Leave: Understanding FMLA, Paid Leave, and Disability Insurance

Explore the difference between the Family and Medical Leave Act (FMLA), Paid Family and Medical Leave (PFML), and disability insurance.

Benefits Strategy

How Employee Benefits May Help Retain Teachers

Discover how offering strategic employee benefits can help schools retain top teaching talent. Learn which benefits matter most to educators and how to build a supportive, competitive package.

Benefits Strategy

The Cost of Not Educating Employees About Benefits

If you aren’t educating your employees about their benefits options, it’s almost like not offering benefits at all. When employees don’t understand their benefits options, they may be less likely t...

General

Tips for Coping with Trauma

Struggling with stress, trauma, or uncertainty? Discover practical tips to support your mental and physical well-being. Learn how to cope, find support, and take positive steps toward healing with...

Reimbursement Accounts

How much do you actually save with reimbursement accounts?

You’ve likely heard that reimbursement accounts can help you save on tax, but it may not be clear how that impacts your finances. Learn how you will see a tax-saving benefit.

Reimbursement Accounts

You have extra money in your Flexible Spending Account. Now what?

Flexible Spending Accounts (FSAs) are a great way to help reduce your taxable income while paying for eligible medical and dependent care expenses. But if you’ve experienced a decrease in those exp...

Supplemental Benefits

Long vs. Short-Term Disability Insurance Differences

Understand the key differences between long- and short-term disability insurance, including benefit duration and elimination periods, to make informed decisions during benefits enrollment

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