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American Fidelity Blog

General

Planning for Early Retirement: Health Coverage and Income Considerations

Retiring early offers freedom, but losing a paycheck and employer health coverage makes planning essential. This guide will walk you through the best ways to secure health coverage.

Careers

What makes a great outside sales representative at American Fidelity?

Being a great outside sales representative at American Fidelity can be rewarding. Learn some of the qualities that can lead to a successful career at AF!

Supplemental Benefits

Common Conditions That Lead to Disability

You may be surprised to learn that the primary causes of disability aren’t necessarily the result of unfortunate accidents. Here are some common conditions that could result in short- or long-term...

Careers

What do American Fidelity Recruiters Look for in a New Hire for an Outside Sales Representative?

Learn what American Fidelity recruiters look for in a new hire for an Outside Sales Representative!

Benefits Strategy

Getting Ahead in 2026: What Employers Need to Know About Emerging Benefits Trends

Explore 2026 benefits trends impacting employers—from personalized benefits to compliance. Download the guide to stay competitive and support your workforce.

Reimbursement Accounts

Using Your DCA During School Breaks and Holidays

Learn how to effectively use your DCA for healthcare expenses and how to submit claims for reimbursement, making the most of your benefits.

Supplemental Benefits

What is Accident Insurance: An Extensive Guide

Accidents can happen without warning. Many people are familiar with health insurance but may not fully understand what accident insurance is. Learn more about how it works and what it covers.

General

How to Create a Retirement Budget: A Step-by-Step Guide

Whether you’re already retired or prepping, this guide will assist in financial preparation for retirement to help support your lifestyle and help ensure peace of mind.

Reimbursement Accounts

How Does an HSA Work? Mistakes to Avoid with Dependent Rules

If you offer a qualified High Deductible Health Plan (HDHP), learn how Health Savings Account (HSA) rules affect adult and child dependents, including eligibility, IRS guidelines, and tips to avoid...

Reimbursement Accounts

FSA Mistakes to Avoid: Spouse & Dependent Rules

If both you and your spouse have elected to participate in either Healthcare Flexible Spending Accounts (Healthcare FSAs) or Dependent Care Accounts (DCAs), there are specific rules for annual cont...

Reimbursement Accounts

Why is documentation required for every HCFSA purchase?

FSA and HRA participants often struggle with documentation requirements, but the solution is simple: every purchase must be substantiated to ensure compliance and proper account use.

Reimbursement Accounts

HSA Mistakes to Avoid: Spouse Rules

HSA Rules for married spouses can be confusing, especially if spouses have more than one reimbursement account, or if they work for the same employer.

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