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American Fidelity Blog

Reimbursement Accounts

How Does an HSA Work? Mistakes to Avoid with Dependent Rules

If you offer a qualified High Deductible Health Plan (HDHP), learn how Health Savings Account (HSA) rules affect adult and child dependents, including eligibility, IRS guidelines, and tips to avoid...

Reimbursement Accounts

FSA Mistakes to Avoid: Spouse & Dependent Rules

If both you and your spouse have elected to participate in either Healthcare Flexible Spending Accounts (Healthcare FSAs) or Dependent Care Accounts (DCAs), there are specific rules for annual cont...

Reimbursement Accounts

Why is documentation required for every HCFSA purchase?

FSA and HRA participants often struggle with documentation requirements, but the solution is simple: every purchase must be substantiated to ensure compliance and proper account use.

Reimbursement Accounts

HSA Mistakes to Avoid: Spouse Rules

HSA Rules for married spouses can be confusing, especially if spouses have more than one reimbursement account, or if they work for the same employer.

General

PFML Tax Credits Under the One Big Beautiful Bill: What Employers Need to Know

Paid Family and Medical Leave (PFML) tax credits could help ease the financial strain of providing paid leave. You could qualify for a tax credit worth between 12.5% and 25% of wages or insurance p...

General

The Truth About Estate Planning: What Your Will Does and Doesn't Cover

Understanding a will’s limitations is key to ensuring that your directives are respected. Knowing what it can and can’t do helps ensure your loved ones are truly protected.

Supplemental Benefits

Different Kinds of Tax: Pre- and Post-Tax Deductions Explained

Learn the key differences between pre-tax and post-tax benefits, including how each impacts your paycheck, taxes, and future benefit payouts. Make informed decisions to maximize your financial well...

Careers

Inside Sales and Business Conservation Careers

Learn what it takes to be a member of our Sales Operations and Services team as an inside sales rep or business conservation rep and make a difference for our Customers!

Compliance Updates

IRS Announces 2026 Retirement Contribution Limits

The 2026 contribution limits for retirement plans have increased, giving you greater opportunities to build your future.

Reimbursement Accounts

How Your HSA Can Help You Prepare for Retirement

Did you know that a Health Savings Account (HSA) can help you prepare for retirement?

Reimbursement Accounts

How much should you contribute to your HSA?

Learn how to determine the ideal contribution amount for your HSA, maximizing your healthcare savings and tax benefits effectively.

Supplemental Benefits

Future-Focused Benefits: Why Reliable Pricing Matters

Partnering with an insurer that prioritizes sustainable solutions for both employers and employees can simplify program management and help ensure lasting success.

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