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American Fidelity Blog

Benefits Strategy

Wellness at Work: Adjusting Your Benefits Program for a Changed America

In the wake of a challenging year, mental health is finally part of everyday conversations—at home and at work. Discover six budget-friendly ways employers can support employee wellbeing through be...

Supplemental Benefits

Protection for the Unexpected: New Infectious Disease Rider Benefit on Critical Illness Insurance

Learn about American Fidelity’s Infectious Disease Benefit Rider, designed to provide additional financial protection against covered infectious diseases like COVID-19, HIV, Hepatitis B or C, MRSA,...

General

How to Choose Between High Deductible and Low-Deductible Plans

Compare high deductible and low deductible health plans to find the best fit for your budget and medical needs. Learn how monthly premiums, out-of-pocket costs, and HSAs impact your coverage choices.

Supplemental Benefits

Is your group life insurance enough?

Group life insurance offered by employers can provide basic coverage, but is it enough for your family’s needs? Learn why pairing group life insurance with an individual policy offers greater flexi...

Benefits Strategy

Importance of Effective Benefits Education

Boost employee satisfaction with an effective benefits education strategy. Learn how clear communication, diverse mediums, and guided support can help your employees better understand their benefit...

Compliance Updates

PFML: What It Is and What Can We Expect

Explore the key differences between the federal Family and Medical Leave Act (FMLA) and state-level Paid Family and Medical Leave (PFML) programs. Learn how eligibility, wage replacement, and leave...

Benefits Strategy

Data Talks: Employees Need Help When Enrolling

Employees want personalized support—not self-service—when enrolling in benefits. Discover why guided enrollment options improve satisfaction, reduce HR burden, and help protect employee well-being.

Reimbursement Accounts

What happens to your DCA when you leave your job?

Learn what happens to your Dependent Care Account (DCA) funds when you leave a job. Understand claim submission deadlines, exceptions due to COVID-19, and how employer policies may impact your unus...

Supplemental Benefits

Is critical illness insurance worth it?

Critical illness insurance can provide essential financial protection during unexpected medical emergencies like heart attacks, strokes, or major organ failure. Learn how this coverage offers a one...

Benefits Strategy

Retirement Realities: Health Coverage with Medicare

Medicare doesn’t cover all medical costs after retirement—expenses like dental, vision, and long-term care often fall outside its scope. Learn how to plan for these gaps with supplemental coverage...

Benefits Strategy

Understanding Social Security Benefits

Get a clearer picture of Social Security benefits and how they fit into your retirement planning. Learn key facts, common misconceptions, and how to help employees prepare for the future.

General

Benefits You Can Keep If You Leave Your Employer

Changing jobs or retiring? Learn which employee benefits you can take with you—like life insurance and HSAs—and which ones you may lose, such as FSAs and employer-sponsored health plans. Make infor...

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