File an Accident Insurance Claim
A Limited Benefit Accident Only Policy is designed to help pay for the treatment of injuries resulting from an accident. An accident is defined as a sudden, unexpected, and unintended event resulting in bodily injury, independent of disease, bodily infirmity, or any other cause.
When filing an accident insurance claim, you will need to provide medical records or office notes specific to the treatment of injuries due to your accident.
We may also need:
- Authorization to Disclose Information Including PHI: This form gives us authorization to get records from your medical provider(s) and others who may hold information necessary for us to review your claim. Upload the form via your online account, or mail or fax it.
Did you know?
Your accident policy’s annual wellness benefit may qualify for quick processing! When you submit your wellness benefit claim online or through AFmobile, you can receive payment in as little as one day when enrolled in direct deposit, no extra documentation required.
Examples of Common Accidents and Insurance Benefits
Examples of common injuries:
- Twisted ankle
- Bee stings
- Spider bites
- Recreational sports-related injuries
- Poison Ivy
For a covered accident, treatment benefits may include:
- Emergency room treatment
- Fracture repair
- Laceration repair
- Physical therapy
- Hospital admission
- Appliances such as crutches and leg braces
This benefit pays a lump sum amount for an annual exam, including immunizations and preventive testing. This benefit may also qualify for quick claims processing.
Log in to your online account to view your policy details.
To file a paper claim, download and print a claim form here.
NOTE: Paper claim filing is not the fastest option. File a claim online or through AFmobile to get your money faster.