File an Accident Insurance Claim

A Limited Benefit Accident Only Policy is designed to help pay for the treatment of injuries resulting from an accident. An accident is defined as a sudden, unexpected, and unintended event resulting in bodily injury, independent of disease, bodily infirmity, or any other cause.

The fastest way to file an accident insurance claim is through your online account or on our mobile app, AFmobile®. Download AFmobile from the Apple App Store or Google Play Store.

File a Claim

How to File an insurance Claim Online Video

Required Documentation

When filing an accident insurance claim, you will need to provide medical records or office notes specific to the treatment of injuries due to your accident.

We may also need:

Did you know?

Your accident policy’s annual wellness benefit may qualify for quick processing! When you submit your wellness benefit claim online or through AFmobile, you can receive payment in as little as one day when enrolled in direct deposit, no extra documentation required.

Learn More About AFQuickClaims® 

Examples of Common Accidents and Insurance Benefits

Examples of common injuries:

    • Twisted ankle
    • Bee stings
    • Burns
    • Spider bites
    • Recreational sports-related injuries
    • Poison Ivy

For a covered accident, treatment benefits may include:

    • Emergency room treatment
    • Fracture repair
    • Laceration repair
    • Physical therapy
    • Hospital admission
    • Appliances such as crutches and leg braces

Wellness Benefit

This benefit pays a lump sum amount for an annual exam, including immunizations and preventive testing. This benefit may also qualify for quick claims processing.

Log in to your online account to view your policy details. 

Need help?

If you have questions about your policy, log in to your online account or AFmobile to download your policy or visit the accident insurance support page.

To file a paper claim, download and print a claim form here.
NOTE: Paper claim filing is not the fastest option. File a claim online or through AFmobile to get your money faster.