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IRS Okays Mid-Year Changes to Health, FSA and Dependent Care Elections

3 minute read

To assist with the nation’s response to COVID-19, the IRS announced increased flexibility during calendar year 2020 for mid-year election changes.

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Supplemental Benefits

Good Forms 101: The Disability Claim Form

Here are some tips and solutions for frequently asked questions we hear from employers and employees regarding the disability claim form.

Customer Stories

Sandra's Story: The Climb

After being diagnosed with cancer, Sandra's life changed dramatically. Read how she turned to American Fidelity for help.

General

How long should I keep my medical bills?

You don't have to leave bills lying around forever, but there are documents you should keep that can be helpful in verifying health services provided.

Reimbursement Accounts

FSA Mistakes to Avoid – Other Reimbursement Accounts

The rules surrounding Flexible Spending Accounts (FSAs) can be complex. Here are some of the most common rules to know.

Benefits Strategy

Seven Questions and Answers to Know Before Open Enrollment

If your American Fidelity open enrollment is coming up, we’ve compiled a list of commonly asked questions and answers to learn more about your availa…

Benefits Strategy

HIPAA-Excepted Benefits at a Glance

Learn what HIPAA-Excepted means and how it can affect your benefits.

General

Understanding the Stop Loss Claim Process

Self-funded health plans rely on their stop loss insurance policy to help protect their cash flow and maintain financial stability.

Benefits Strategy

Study Shows Americans Want Help with Health Care Costs

Learn how offering an HCFSA or an HSA can help employees navigate qualified medical out-of-pocket expenses.

Compliance Updates

Understanding the ACA Affordability Calculation

Learn more about how the law classifies the term "affordability".

Reimbursement Accounts

How Your HSA Can Help You Prepare for Retirement

Did you know that a Health Savings Account (HSA) can help you prepare for retirement?

Supplemental Benefits

An Example of How Supplemental Insurance Helps with Deductibles

Supplemental health insurance products can give you extra financial protection for expenses that aren’t covered by your major medical plan.

Compliance Updates

Final Rule Allows Employees to Purchase Individual Health Coverage Using HRAs; Expands Types of HRAs

Employers will now have additional flexibility to use reimbursement arrangements to help employees pay for health care costs.

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Benefits Strategy

Learn how to use benefits to help save your organization money and time, as well as retain quality employees.

Reimbursement Accounts

Get tips on how to strategically use Flexible Spending Accounts, Health Savings Accounts, Health Reimbursement Arrangements and more.

Supplemental Benefits

Learn how supplemental benefits can help fill the gap in major medical plans and help financially protect your employees.

Customer Stories

Read stories of success from real American Fidelity customers and their families.

Compliance Updates

Stay up to date with benefits regulations and other related regulatory updates.

Video Library

Watch videos about our products, helpful tutorials, customer stories, case studies, and more. 

Popular Articles

Compliance Updates

Over-the-Counter Items & Menstrual Products Now Eligible for Reimbursement

The CARES Act allows over-the-counter drugs and medicines to be reimbursed by FSAs, HRAs, and HSAs without a prescription, as well menstrual products.

Reimbursement Accounts

HSA Mistakes to Avoid: Spouse Rules

HSA rules for married spouses can be confusing, especially if spouses have more than one reimbursement account, or if they work for the same employer.

Reimbursement Accounts

HSA Mistakes to Avoid: Dependent Rules

There are some eligibility rules to consider if your employees wish to use their HSA funds for their tax dependents' medical expenses.

Supplemental Benefits

These Common Conditions Lead to Disability More Often than Accidents

Here are some common conditions that could result in short- or long-term disabilities.

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