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Autumn smiling while standing in front of a window.

Autumn's Story: An Inspiration

When Autumn, a California school teacher and mother of three, purchased Disability Income Insurance, she couldn’t have predicted what the future would bring. Today, Autumn continues to focus on her recovery and uses her story to inspire others

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Supplemental Benefits

Common Conditions That Lead to Disability

You may be surprised to learn that the primary causes of disability aren’t necessarily the result of unfortunate accidents. Here are some common conditions that could result in short- or long-term...

General

Planning for Early Retirement: Health Coverage and Income Considerations

Retiring early offers freedom, but losing a paycheck and employer health coverage makes planning essential. This guide will walk you through the best ways to secure health coverage.

Benefits Strategy

Getting Ahead in 2026: What Employers Need to Know About Emerging Benefits Trends

Explore 2026 benefits trends impacting employers—from personalized benefits to compliance. Download the guide to stay competitive and support your workforce.

Reimbursement Accounts

Using Your DCA During School Breaks and Holidays

Learn how to effectively use your DCA for healthcare expenses and how to submit claims for reimbursement, making the most of your benefits.

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Reimbursement Accounts

2025 Reimbursement Account Limits Announced

The IRS announced annual inflation adjustments for FSAs and HSAs. These increases are effective for plan years beginning January 1, 2025, and later.

Supplemental Benefits

Good Forms 101: The Disability Claim Form

Here are some tips and solutions for frequently asked questions we hear from employers and employees regarding the disability claim form.

Reimbursement Accounts

FSA Mistakes to Avoid: Spouse & Dependent Rules

If both you and your spouse have elected to participate in either Healthcare Flexible Spending Accounts (Healthcare FSAs) or Dependent Care Accounts (DCAs), there are specific rules for annual cont...

Reimbursement Accounts

FSA Carryovers, Grace, and Runoff Periods Explained

“Use or Lose!” – Deciphering the difference between carryover provisions, grace periods, and runoff periods.

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