Stephanie's Story: A World Shifted

In December 2014, Stephanie decided to purchase AF™ Limited Benefit Cancer Insurance from American Fidelity during her company's annual benefits enrollment.

Like all parents, she bought the policy with the hope of never having to use it. But after just six months, Stephanie faced the unexpected:

Her fourteen-month-old daughter, Charlotte, was diagnosed with bilateral kidney cancer.


“You are correct if you are imagining a world-shift in our lives. We were devastated.”


A New Reality

Stephanie and Charlotte

Stephanie and Charlotte

Charlotte’s diagnosis was a shock. “Having three perfectly healthy girls before her, this made no sense,” Stephanie said. “As a mother, I can’t describe to you the pain, stress, worry, fear, exhaustion….I had three other daughters to take care of.”

On the day of her daughter’s diagnosis, Stephanie heard the news that the number one cause of bankruptcy in the U.S. is cancer.

"The last thing we wanted to think about was finances. We wanted to focus on getting our baby healthy."



A Helping Hand

As the medical bills arrived, American Fidelity was there to help.

“Having [our account representative] there to work us through the policies and procedures was a mental relief for me,” Stephanie said.

After months of harsh chemotherapy, a partial nephrectomy of her left kidney, and a re-lapse in 2016, Stephanie’s family received the news that Charlotte was cancer-free—just days before Thanksgiving 2017.1

When life takes an unexpected turn, American Fidelity can help with cancer insurance.