Stephanie’s Story: A World Shifted
In December 2014, Stephanie decided to purchase AF™ Limited Benefit Cancer Insurance from American Fidelity during her company's annual benefits enrollment.
Like all parents, she bought the policy with the hope of never having to use it. But after just six months, Stephanie faced the unexpected:
Her fourteen-month-old daughter, Charlotte, was diagnosed with bilateral kidney cancer.
“You are correct if you are imagining a world-shift in our lives,” she said. “We were devastated.”
A New Reality
Charlotte’s diagnosis was certainly a shock. “Having three perfectly healthy girls before her, this made no sense,” Stephanie said. She said, “As a mother, I can’t describe to you the pain, stress, worry, fear, exhaustion ... I had three other daughters to take care of.”
On the day of her daughter’s diagnosis, Stephanie heard on the news that the number one cause of bankruptcy in the U.S. is cancer.
“The last thing we wanted to worry about was our finances,” she said. “We wanted to focus on getting our baby healthy.”
A Helping Hand
As the medical bills began to pile up, American Fidelity was there to help.
"Having [our account representative] there to work us through the policies and procedures was a mental relief for me,” Stephanie said.
After months of harsh chemotherapy, a partial nephrectomy of her left kidney, and a re-lapse in 2016, Stephanie’s family received the news that Charlotte was cancer-free—just days before Thanksgiving 2017.1