An HCFSA lets you set money aside every year to help with eligible expenses you know are coming, like prescriptions, contact lenses, and medical bills.
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Here are some benefits that may be available to you through your employer:
Accident Insurance
Accidents strike when you least expect them, making it hard to prepare financially. Limited Benefit Accident Only Insurance may help you pay medical expenses for covered accidental injuries like burns, fractures, twisted ankles, and more.
Cancer Insurance
Limited Benefit Cancer Insurance may help protect you in the event of an unexpected covered cancer diagnosis. Benefits are paid directly to you to help pay for travel, lodging, and experimental treatment, or the gaps between your deductible and out-of-pocket maximum.
Critical Illness Insurance
Limited Benefit Critical Illness Insurance may help with medical expenses that come with surviving a covered illness like a heart attack, stroke, paralysis, major organ failure, and end-stage renal failure.
Disability Income Insurance
How long could you go without a paycheck? Disability Income Insurance may pay you a portion of your salary when you cannot work due to a covered disability while under a physician's care. Benefits are paid directly to you, helping you pay for expenses like your mortgage, car payment, groceries, medical bills, and more.
Life Insurance
In the event of a tragedy, would your family be financially protected? Life Insurance may help your family with financial pressures after you’ve passed away. Your death benefit coverage begins immediately upon application. Plus, you own the policy so that you can take it with you to future jobs or into retirement.
Hospital Indemnity Insurance
Limited Benefit Hospital Indemnity Insurance may help with out-of-pocket costs related to inpatient hospital stays. Depending on your plan, you may receive a benefit for inpatient hospital admission, ICU treatment, accident surgery and treatment, and more.
Hospital GAP PLAN® Insurance
Limited Benefit Hospital GAP PLAN® Insurance pays you directly to help cover out-of-pocket expenses resulting from a sudden accident, illness, or hospitalization, like your deductible, co-insurance, and inpatient treatment expenses.
Reimbursement Accounts
Reimbursement accounts may help you save on taxes and cover eligible medical expenses and dependent daycare costs. Depending on your employer's offerings, you may have access to a Healthcare Flexible Spending Account (HCFSA), Limited Purpose Flexible Spending Account (LPFSA), Health Savings Account (HSA), Health Reimbursement Arrangement (HRA), or a Dependent Care Account (DCA). Below, you can learn more about reimbursement accounts.
Manage your benefits online!
After you enroll in your benefits, you can register for an online account to easily file claims and manage your benefits.
Register for an Account
The easiest way to manage your American Fidelity insurance benefits and reimbursement accounts is through your online account and our mobile app, AFmobile®.
Download AFmobile®
With our mobile app, AFmobile® , you can view reimbursement account balances, track and submit claims, update your communication preferences, and more!
Help plan for your future with these calculators.
Medical Costs
Estimate the out-of-pocket medical expenses (not covered by insurance) you anticipate paying during the year.
Retirement
Have a vision of what you want your retirement to look like? See what you need to save to have the type of retirement you want.
Tax Savings
Learn how you can save on your taxes when you put part of your paycheck into a reimbursement account.