Eligible FSA purchases with kids in mind
Let’s face it, many kids are active and tend to play hard, which may result in quite a few boo-boos. It may not warrant a trip to the doctor but could require a few medical purchases to help alleviate pain, comfort them, or patch them up. You may not realize, but these smaller medical expenses may be eligible purchases through your Healthcare Flexible Spending Account (HCFSA). Below is a list of just a few kid-friendly eligible products you may already be purchasing.
Active children often need an extra boost to ensure they don’t become dehydrated due to sports or intense activity. Also, children who have been ill with sicknesses like the flu or a stomach bug may experience intense dehydration. Electrolyte drinks and powders can help replenish key nutrients and provide quick rehydration. This, however, does not include sports drinks, but a true electrolyte replacement. Sports drinks are typically higher in sugar and electrolyte replacements are designed to replenish fluids more effectively.
Band-Aids and first aid kits
Cuts, scrapes, and burns are a common occurrence for kids and having a first aid kit can come in handy. Purchasing a larger kit to have at home or even smaller ones to keep in your car or bag for when you’re on the go, is always a smart idea. There’s even a fun selection of character Band-Aids that would make any kid happy.
Over-the-counter pain relief, antiseptic and antibiotic ointment
Sometimes, a Band-Aid alone won’t do the trick, and the cut or scrape may require a little help to prevent infection, relieve pain, or aid in healing. Over-the-counter medications such as acetaminophen, topical antibiotic creams or sprays, and antiseptic washes are also HCFSA eligible.
Hot and cold therapy products
Many times, those bumps and bruises might be accompanied by swelling, achiness, or pain. In those cases, you have an extensive list of hot and cold therapy products to help comfort them. Products such as medicated patches, gel bead packs, instant compresses, heating pads, and many other options are also considered reimbursable items. Kids can also enjoy soothing heat and gentle cooling treatments in the form of a thermal-aid stuffed animal for added comfort.
This blog is up to date as of January 2022 and has not been updated for changes in the law, administration or current events.