What expenses can be paid for with an HRA?

This depends on the type of HRA plan your employer offers. Your HRA may be set up to provide reimbursement for only deductibles, copayments, or premiums. Under a comprehensive plan, examples of eligible medical expenses may include medical deductibles, prescriptions, chiropractic services, physical therapy, transportation to receive medical care, laser eye surgery, and more. A limited plan may only include reimbursement for eligible dental or vision expenses, such as eye exams, eyeglasses, contact lenses, dental care, and orthodontia.

To determine your coverage, check with your employer on what plan is being offered.