Employee Benefits
and Services
Explore the wide selection of benefits and services we offer to help provide financial protection for your employees and reduce your HR benefits administrative workload.
Supplemental Benefits
Offer your employees a wide range of insurance and financial benefits.
Disability Income Insurance
Designed to financially help in the event of a covered injury or illness.
Life Insurance
Term and whole life options available to help support loved ones after you're gone.
Limited Benefit Accident Insurance
Helps cover the cost of treatments for injuries resulting from covered accidents like burns, spider bites, recreational sports, and more.
Limited Benefit Cancer Insurance
Includes 25+ benefits to help offset the financial costs from a covered cancer diagnosis.
Limited Benefit Critical Illness Insurance
Additional coverage in the event someone is diagnosed with a covered critical illness such as a heart attack, stroke, or cancer.
Limited Benefit Hospital Indemnity Insurance
Designed to help pay for eligible out-of-pocket expenses related to staying in the hospital.
Limited Benefit Hospital GAP PLAN® Insurance
Assists with expenses not covered by your major medical plan for eligible inpatient or outpatient hospitalizations.
Annuities
Can be used as investments within a 403(b), 457(b), IRA, or Roth IRA plan to help your employees prepare for retirement.
Reimbursement Accounts
Offering reimbursement accounts can provide meaningful assistance to help your employees manage healthcare and dependent care costs more effectively. Our experienced team can assist with plan documents, enrolling your employees, and adjudicating claims — helping to save you time and money in the process.
Healthcare Flexible Spending Account (HCFSA)
Allows employees to set aside pre-tax money to help pay for eligible healthcare expenses.
Health Savings Account (HSA)
Offers a triple tax advantage to help employees pay for current or future healthcare expenses.
Health Reimbursement Arrangement (HRA)
Employer-funded option that reimburses employees for certain healthcare expenses.
Dependent Care Account (DCA)
Helps offset the cost of care for a child under 13 or a disabled dependent incapable of self-care.
Limited Purpose Flexible Spending Account (LPFSA)
Tax-advantaged account that reimburses eligible dental and vision expenses. Can be paired with an HSA.
Administrative Solutions
We do more to enhance your benefits program without adding to your bottom line.
Section 125 Administration
Let us help you create and maintain your Section 125 Plan, including the plan document. We'll also handle employee education, provide compliance assistance, and ongoing support through the plan year.
Absence Management
AFLeave™ gives you the control to track significant federal, state, and employer-sponsored leaves. With built in eligibility rules, employees can use one claim form, one doctor's approval, and one company for processing.
Enrollment Technology
AFenroll provides a secure, year-round system for enrollments and benefits administration. Customizable with options to include multiple product carriers, plan options, and coverage level enrollment.
Dependent Verification Reviews
Help ensure you aren't paying medical premiums for ineligible dependents with an annual review. Our process is confidential and can be completed during your annual enrollment.
Retirement Plan Administration
Simplify the administration of your 403(b) and/or 457(b) plans with ongoing, year-round administrative and plan compliance support. AFPlanServ® specializes in these plans and can provide specialized service at a reasonable cost.