The Internal Revenue Service (IRS) announced annual inflation adjustments for High Deductible Health Plans (HDHPs) and Health Savings Accounts (HSAs). These increases are effective for plan years beginning in 2027.
| HSA Limits | 2027 | 2026 |
| Annual Limitation on HSA Contributions | ||
| Self-Coverage | $4,500 | $4,400 |
| Family Coverage | $9,000 | $8,750 |
| HDHP — Self-Only Coverage | ||
| Deductible not less than | $1,750 | $1,700 |
| Out-of-pocket expenses max | $8,700 | $8,500 |
| HDHP — Family Coverage | ||
| Deductible not less than | $3,500 | $3,400 |
| Out-of-pocket expenses max | $17,400 | $17,000 |
Shop the HSA Store
Shop for Eligible Items
You may purchase HSA-eligible items online at the HSA Store. Browse medical supplies, over-the-counter medication, prescriptions, and more.
Purchases may result in a small commission to American Fidelity at no additional cost to you.
This blog is up to date as of June 2026 and has not been updated for changes in the law, administration, or current events. American Fidelity does not provide financial, legal, or tax advice. Consult an attorney or a tax professional regarding your specific situation.
