Are there different types of HRAs?

Yes. An HRA may be designed in various ways to work in conjunction with your medical plan and/or other reimbursement accounts. Based on benefits offered, your employer will select the HRA type that best compliments your overall benefits package. Some types include "comprehensive," which covers a wide range of medical expenses, "limited," which covers only dental and vision expenses, "deductible only," which covers eligible medical expense only after you reach your medical plan deductible, and "retiree," which covers only eligible medical expense of retirees.