Is gap insurance the same as hospital indemnity insurance?

No. Gap insurance pays toward the deductible, co-insurance, or other out-of-pocket expenses related to inpatient confinement or treatment while hospital indemnity insurance is designed to offer benefits per day spent receiving inpatient treatment. Gap insurance also coordinates with most major medical insurance plans, but not a High Deductible Health Plan (HDHP) or a Health Savings Account (HSA). Hospital indemnity insurance is compatible with an HSA, but doesn’t coordinate with a major medical plan.

Read about the differences between gap insurance and hospital indemnity insurance