What is the Recurrent Diagnosis Benefit?

If a covered person receives a recurrent diagnosis or second occurrence date for a covered critical illness, for which the Critical Illness Benefit has been paid, we will pay an additional benefit equal to 50% of the benefit amount purchased. 

The first occurrence date and the recurrent diagnosis must:

• Occur while the policy is in force and
• Be separated by at least 180 days

Recurrent Diagnosis Benefit will be payable only for the following:

• Heart attack
• Permanent damage due to a stroke 
• Major organ failure