Leave Support
We know that life can get busy. Whether you’re welcoming a new baby or taking care of an aging parent, we’re here to help. Find support for your Paid Family and Medical Leave here.
Know the Difference
Unpaid Leave vs. Paid Leave
Unpaid Leave |
Paid Leave |
|||
|---|---|---|---|---|
FMLA (Family and Medical Leave Act) |
Oregon Family Leave Act (OFLA) |
Paid Leave Oregon |
Paid Family Medical Leave Insurance (PFMLI) |
|
|
Federal law enacted in 1993 |
State law enacted in 1995 and last amended in June, 2023 |
Benefits begin September 3, 2023 |
Benefits begin September 3, 2023 |
|
|
Unpaid leave to care for a covered employee’s own serious health condition; to care for certain family members with a serious health condition; parental leave for the birth of a child or placement through adoption or foster care; and reasons relating to a family member’s military service |
Unpaid leave for a covered employee’s own serious health condition; to care for certain family members with a serious health condition; parental leave for the birth of a child or placement through adoption or foster care; sick child leave; military family leave; and bereavement leave |
Paid leave for a covered employee’s own serious health condition; to care for certain family members with a serious health condition; parental leave for the birth of a child or placement through adoption or foster care; and safe leave for reasons relating to domestic violence, harassment, sexual assault, or stalking |
American Fidelity’s equivalent plan to Paid Leave Oregon |
|
|
Job protection for qualified employees |
Job protection for qualified employees |
Job and role protection if employed for at least 90 consecutive days prior to taking leave |
Job and role protection if employed for at least 90 consecutive days prior to taking leave |
|
|
Required for all public agencies, school employers, and private companies with 50+ employees |
Required for most public and private employers with 25+ employees |
Required for any employer with one or more Oregon employee |
For employers who have American Fidelity’s equivalent plan to Paid Leave Oregon |
|
|
Unpaid leave up to 12-26 weeks depending on qualifying event |
Unpaid leave up to 12-36 weeks depending on qualifying event |
Weekly income protection for up to 12-14 weeks |
Weekly income protection for up to 12-14 weeks |
|
|
Employee eligibility is based on hours worked the previous year, your tenure with your covered employer, and the number of people employed by the covered employer within 75 miles of your worksite |
For parental leave, employees must be employed with the employer for 180 days. For all other forms of leave, employees must work an average of 25 hours per week in the 180 days preceding leave |
Employees are eligible if they have earned at least $1,000 from any Oregon employer during the past year |
Employees are eligible if they have earned at least $1,000 from any Oregon employer during the past year, and worked for a covered employer for at least 30 days (or were covered by a previous employer's equivalent plan) |
|
|
May be used concurrently with paid leave, OFLA, and certain other leaves when they apply |
May be used concurrently with paid leave, FMLA, and certain other leaves when they apply |
May be used concurrently with FMLA, OFLA, and certain other leaves when they apply |
May be used concurrently with FMLA, OFLA, and certain other leaves when they apply |
|
|
|
|
|||
Payments and Benefits
What You’ll Pay
Contributions are 1% of your wages. Your employer will pay at least 40% of your monthly premium. The remaining 60% will be taken from your paycheck.
Benefit Amount
Benefits will depend on your earnings compared to Oregon’s Average Weekly Wage. Here is an example based on annual earnings.
Oregon Employment Department determines these amounts annually. 2023-2024 Oregon’s Average Weekly Wage is $1,269.69. These figures are subject to change.
Estimate Your Weekly Benefit Amount
Calculate your benefits by using Paid Leave Oregon's Benefits Estimate Calculator
What you need to know before requesting leave
How It Works
- Qualifying Event
- Notify Your Employer
- Submit Leave Request
- Gather Required Documentation
- Process Request
Qualifying Event
-
Medical Leave
Caring for the covered individual’s own serious health condition.
-
Family Leave
Bonding with a child or caring for a family member with a serious health condition.
-
Safe Leave
Seeking help as a covered individual or for a minor child/dependent, related to domestic violence, harassment, sexual assault or stalking.
Notify Your Employer
-
30-day Notice
If you plan to use paid leave for a qualifying event, you must give your employer at least 30 calendar days’ notice.
-
24-hour Emergency Notice
In an emergency, you must inform your employer within 24 hours and submit a written notice within three days after starting the leave.
Submit Leave Request
-
Requesting leave is easy! Log in to your online account and click Request Leave. Then follow the on-screen prompts.
-
Don’t have an account? Register now
Gather Required Documentation
-
You may be required to submit documentation. View the requested documents in your online account. You will be notified if any additional documents are required.
Process Request
-
Once we receive your leave request with the required documentation, we’ll begin reviewing your request. Processing time can take up to 14 calendar days. You can check the status of your leave request through your online account at any time.
Once your request has been approved or denied, American Fidelity will contact you directly. For assistance, please call us at 800-662-1113.
Video Tutorials
How to file a leave request
How to report intermittent time for a leave request
FAQs
-
You can request leave through your online account at americanfidelity.com/login or our mobile app, AFmobile®.
-
Please contact your employer if you do not see this option.
-
If you know you’ll need to use paid leave, you must give your employer at least 30 days’ notice.
In emergency situations, you must notify your employer within 24 hours. An additional written notice is required within three days of starting leave.
-
Please log in to your account to learn more about the required documentation.
-
You may take up to 12 weeks per benefit year for any combination of approved leave:
- Medical Leave: Caring for your own serious health condition
- Family Leave: Bonding with a child or caring for a family member with a serious health condition
- Safe Leave: Seeking help related to domestic violence, harassment, sexual assault or stalking
An additional two weeks of paid leave may be available for complications related to pregnancy, childbirth or related medical condition.
-
To be eligible for American Fidelity’s PFMLI, you must have earned at least $1,000 in four out of five quarters before requesting paid leave.
If you don’t have our plan but need to request unpaid leave (FMLA) through American Fidelity, you must:
- have worked for your employer for a total of 12 months; and
- worked at least 1,250 hours in the past 12 months; and
- work for a covered employer; and
- report to a worksite with at least 50 employees in a 75-mile radius.
If you don't have our plan but need to request Oregon Family Leave Act (OFLA) leave through American Fidelity, you must:
- have worked an average of 25+ hours per week for six months (180 days) for an employer with 25+ employees; or
- for parental leave, must have worked a total of 180 days for an employer with 25+ employees
-
Benefits will depend on your earnings compared to Oregon’s Average Weekly Wage. Here is an example based on annual earnings.
Annual Earnings
$26,000.00
$52,000.00
$125,000.00
Weekly Earnings
$500.00
$1,000.00
$2,403.85
Weekly Benefits
$500.00
$912.65
$1,523.63
Oregon Employment Department determines these amounts annually.
2023-2024 Oregon’s Average Weekly Wage is $1,269.69. These figures are subject to change. -
Contributions are 1% of your wages. Your employer may pay all or up to 40% of your monthly premium. The remaining percentage will be taken from your paycheck.
-
Yes. You’ll work with your employer to determine what type of leave is best for your situation.
-
It’s possible. Every leave request is unique. We recommend speaking with your account manager to discuss how paid leave may affect your retirement goals.
-
Paid leave will only pay 12-14 weeks each benefit year. Disability Income Insurance gives you protection beyond 14 weeks. It’s important to talk to your account manager to learn how paid leave and disability work together.
Check out these articles about the important of disability insurance:
Disability insurance and paid leave aren't the same
Paid Leave on the Rise: Why Disability Insurance Is Still Important
-
Every person's financial outlook and risk aversion are unique to them. Therefore, we recommend you discuss with your American Fidelity account manager to determine your options to make the best decision for you.
-
To register, go to the login screen, then click Register. You’ll need your Customer Number or Social Security number. Fill out the requested information and create your username and password.
Note: Your username and password are the same for both AFmobile and online.
-
Please contact your employer. They may need to provide American Fidelity with additional information to activate your account.
-
To reset your password, go to the login screen and click Forgot Password. Input your username, choose your preferred communication method to receive a one-time code and follow the prompts. You'll need to reset your password before logging in to your account.
-
Log in to your online account. Click the profile icon, then click Password. Click Save Password when you’re done.
-
If you forgot your username, go to the login screen and click Forgot Username. Input your last name, Customer Number or Social Security number and date of birth. Choose your preferred communication method to receive a one-time code and follow the prompts.
-
You can log in to your online account or call 800-662-1113 for support.