Leave Support

We know that life can get busy. Whether you’re welcoming a new baby or taking care of an aging parent, we’re here to help. Find support for your Paid Family and Medical Leave here.

Mother at home taking care of her son

Know the Difference

Unpaid Leave vs. Paid Leave

Unpaid Leave

 

Paid Leave

FMLA (Family and Medical Leave Act)
Oregon Family Leave Act (OFLA)
 
Paid Leave Oregon
Paid Family Medical Leave Insurance (PFMLI)

Federal law enacted in 1993

State law enacted in 1995 and last amended in June, 2023

 

Benefits begin September 3, 2023

Benefits begin September 3, 2023

Unpaid leave to care for a covered employee’s own serious health condition; to care for certain family members with a serious health condition; parental leave for the birth of a child or placement through adoption or foster care; and reasons relating to a family member’s military service

Unpaid leave for a covered employee’s own serious health condition; to care for certain family members with a serious health condition; parental leave for the birth of a child or placement through adoption or foster care; sick child leave; military family leave; and bereavement leave

 

Paid leave for a covered employee’s own serious health condition; to care for certain family members with a serious health condition; parental leave for the birth of a child or placement through adoption or foster care; and safe leave for reasons relating to domestic violence, harassment, sexual assault, or stalking

American Fidelity’s equivalent plan to Paid Leave Oregon

Job protection for qualified employees

Job protection for qualified employees

 

Job and role protection if employed for at least 90 consecutive days prior to taking leave

Job and role protection if employed for at least 90 consecutive days prior to taking leave

Required for all public agencies, school employers, and private companies with 50+ employees

Required for most public and private employers with 25+ employees

 

Required for any employer with one or more Oregon employee

For employers who have American Fidelity’s equivalent plan to Paid Leave Oregon

Unpaid leave up to 12-26 weeks depending on qualifying event

Unpaid leave up to 12-36 weeks depending on qualifying event

 

Weekly income protection for up to 12-14 weeks

Weekly income protection for up to 12-14 weeks

Employee eligibility is based on hours worked the previous year, tenure with covered employer, and the number of people employed by the covered employer within 75 miles of worksite

For parental leave, employees must be employed with the employer for 180 days. For all other forms of leave, employees must work an average of 25 hours per week in the 180 days preceding leave

 

Employees are eligible if they have earned at least $1,000 from any Oregon employer during the past year

Employees are eligible if they have earned at least $1,000 from any Oregon employer during the past year, and worked for a covered employer for at least 30 days (or were covered by a previous employer's equivalent plan)

May be used concurrently with paid leave, OFLA, and certain other leaves when they apply

May be used concurrently with paid leave, FMLA, and certain other leaves when they apply

 

May be used concurrently with FMLA, OFLA, and certain other leaves when they apply

May be used concurrently with FMLA, OFLA, and certain other leaves when they apply

 

 

 

Payments and Benefits

What You’ll Pay

Contributions are 1% of your wages. Your employer will pay at least 40% of your monthly premium. The remaining 60% will be taken from your paycheck.

Benefit Amount

Benefits will depend on your earnings compared to Oregon’s Average Weekly Wage. Here is an example based on annual earnings.

Annual Earnings
$26,000.00
$52,000.00
$125,000.00
Weekly Earnings
$500.00
$1,000.00
$2,403.85
Weekly Benefits
$500.00
$912.65
$1,523.63

Oregon Employment Department determines these amounts annually. 2023-2024 Oregon’s Average Weekly Wage is $1,269.69. These figures are subject to change.

Estimate Your Weekly Benefit Amount

Calculate your benefits by using Paid Leave Oregon's Benefits Estimate Calculator

Who's covered?

To be eligible for American Fidelity’s PFMLI, you must have earned at least $1,000 in four out of five quarters before requesting paid leave. 

If you don’t have our plan but need to request unpaid leave (FMLA) through American Fidelity, you must meet all of the below requirements: 

  • Have worked for your employer for a total of 12 months
  • Worked at least 1,250 hours in the past 12 months 
  • Work for a covered employer
  • Report to a worksite with at least 50 employees in a 75-mile radius

If you don't have our plan but need to request Oregon Family Leave Act (OFLA) leave through American Fidelity, you must meet one of the below requirements:

  • Have worked an average of 25+ hours per week for six months (180 days) for an employer with 25+ employees
  • For parental leave, must have worked a total of 180 days for an employer with 25+ employees

What you need to know before requesting leave

How It Works

  • Qualifying Event
  • Notify Your Employer
  • Submit Leave Request
  • Gather  Required Documentation
  • Process Request

Qualifying Event

  • Medical Leave

    Caring for the covered individual’s own serious health condition.

  • Family Leave

    Bonding with a child or caring for a family member with a serious health condition.

  • Safe Leave / Personal Protected Leave

    Seeking help as a covered individual or for a minor child/dependent, related to domestic violence, harassment, sexual assault or stalking.

Notify Your Employer

  • 30-day Notice

    If you plan to use paid leave for a qualifying event, you must give your employer at least 30 calendar days’ notice.

  • 24-hour Emergency Notice

    In an emergency, you must inform your employer within 24 hours and submit a written notice within three days after starting the leave.

Submit Leave Request

Gather Required Documentation

Process Request

  • Once we receive your leave request with the required documentation, we’ll begin reviewing your request. Processing time can take up to 14 calendar days. You can check the status of your leave request through your online account at any time.

Once your request has been approved or denied, American Fidelity will contact you directly. For assistance, please call us at 800-662-1113.

Documentation

  • Health Care Provider Certification

    Family member's serious health condition 
    Health Care Provider Certification

    Bonding
    One of the following required documentation:

    • The child's birth certificate or Consular Report or Birth Abroad
    • A document issues by a health care provider of the child or pregnant parent
    • Hospital admission form associated with delivery
    • Another document approved by the Oregon Employment Department for this purpose

    Bonding Adoption or Placement
    One of the following required documentation:

    • A copy of a court order verifying placement
    • A letter signed by the attorney representing the prospective foster or adoptive parent that confirms the placement
    • A document from the foster care, adoption agency, or social worker involved in the placement that confirms the placement
    • A document for the child issued by the United States Citizenship and Immigration Services
    • Another document approved by the Oregon Employment Department for this purpose

    Documentation must show one of the following:

    • The covered individual’s first and last name as parent or guardian of the child after birth or placement of the child through foster care or adoption
    • The child’s first and last name
    • The date of the child’s birth or placement

    One of the following documentation is required:

    • A copy of a federal agency or state, local, or tribal police report, or a formal complaint to a school’s Title IX Coordinator indicating that the covered individual or the covered individual’s child was a victim of domestic violence, harassment, sexual assault, or stalking

    • A copy of a protective order or other evidence from a federal, state, local, or tribal court, administrative agency, school’s Title IX Coordinator, or attorney that the covered individual or the covered individual’s child appeared in or was preparing for a civil, criminal, or administrative trial related to domestic violence, harassment, sexual assault, or stalking

    • Documentation from an attorney, law enforcement officer, health care provider, licensed mental health professional or counselor, member of the clergy, or victim services provider that shows the covered individual or the covered individual’s child was undergoing treatment or counseling, obtaining services, or relocating as a result of domestic violence, harassment, sexual assault, or stalking

    In cases where a covered individual can show good cause for not providing one of the above forms of documentation, the covered individual may provide a written statement attesting that they are taking eligible safe leave.

    Good cause for not providing documentation is determined at the discretion of the company and includes, but is not limited to:

    • Difficulty obtaining verification due to a lack of access to services; or
    • Concerns for the safety of the covered individual or the covered individual’s child

Video Tutorials

How to file a leave request

How to report intermittent time for a leave request

FAQs

  • You can request leave through your online account at americanfidelity.com/login or our mobile app, AFmobile®

  • Please contact your employer if you do not see this option.

  • If you know you’ll need to use paid leave, you must give your employer at least 30 days’ notice.  

    In emergency situations, you must notify your employer within 24 hours. An additional written notice is required within three days of starting leave.

  • Please log in to your account to learn more about the required documentation.

  • You may take up to 12 weeks per benefit year for any combination of approved leave:  

    • Medical Leave: Caring for your own serious health condition  
    • Family Leave: Bonding with a child or caring for a family member with a serious health condition  
    • Safe Leave / Personal Protected Leave: Seeking help related to domestic violence, harassment, sexual assault or stalking  

    An additional two weeks of paid leave may be available for complications related to pregnancy, childbirth or related medical condition.

  • To be eligible for American Fidelity’s PFMLI, you must have earned at least $1,000 in four out of five quarters before requesting paid leave. 

    If you don’t have our plan but need to request unpaid leave (FMLA) through American Fidelity, you must: 

    • have worked for your employer for a total of 12 months; and  
    • worked at least 1,250 hours in the past 12 months; and 
    • work for a covered employer; and 
    • report to a worksite with at least 50 employees in a 75-mile radius.

    If you don't have our plan but need to request Oregon Family Leave Act (OFLA) leave through American Fidelity, you must:

    • have worked an average of 25+ hours per week for six months (180 days) for an employer with 25+ employees; or
    • for parental leave, must have worked a total of 180 days for an employer with 25+ employees
  • Benefits will depend on your earnings compared to Oregon’s Average Weekly Wage. Here is an example based on annual earnings. 

    Annual Earnings  

    $26,000.00 

    $52,000.00 

    $125,000.00 

    Weekly Earnings 

    $500.00 

    $1,000.00 

    $2,403.85 

    Weekly Benefits 

    $500.00 

    $912.65

    $1,523.63

     

    Oregon Employment Department determines these amounts annually.  
    2023-2024 Oregon’s Average Weekly Wage is $1,269.69. These figures are subject to change. 

     

  • Contributions are 1% of your wages. Your employer may pay all or up to 40% of your monthly premium. The remaining percentage will be taken from your paycheck.

  • Yes. You’ll work with your employer to determine what type of leave is best for your situation.

  • It’s possible. Every leave request is unique. We recommend speaking with your account manager to discuss how paid leave may affect your retirement goals. 

  • Paid leave will only pay 12-14 weeks each benefit year. Disability Income Insurance gives you protection beyond 14 weeks. It’s important to talk to your account manager to learn how paid leave and disability work together.

    Check out these articles about the important of disability insurance:

    Disability insurance and paid leave aren't the same 

    Paid Leave on the Rise: Why Disability Insurance Is Still Important 

  • Every person's financial outlook and risk aversion are unique to them. Therefore, we recommend you discuss with your American Fidelity account manager to determine your options to make the best decision for you.

  • Health Care Provider Certification

  • Family member's serious health condition 
    Health Care Provider Certification

    Bonding
    One of the following required documentation:

    • The child's birth certificate or Consular Report or Birth Abroad
    • A document issues by a health care provider of the child or pregnant parent
    • Hospital admission form associated with delivery
    • Another document approved by the Oregon Employment Department for this purpose

    Bonding Adoption or Placement
    One of the following required documentation:

    • A copy of a court order verifying placement
    • A letter signed by the attorney representing the prospective foster or adoptive parent that confirms the placement
    • A document from the foster care, adoption agency, or social worker involved in the placement that confirms the placement
    • A document for the child issued by the United States Citizenship and Immigration Services
    • Another document approved by the Oregon Employment Department for this purpose

    Documentation must show one of the following:

    • The covered individual’s first and last name as parent or guardian of the child after birth or placement of the child through foster care or adoption
    • The child’s first and last name
    • The date of the child’s birth or placement
  • One of the following documentation is required:

    • A copy of a federal agency or state, local, or tribal police report, or a formal complaint to a school’s Title IX Coordinator indicating that the covered individual or the covered individual’s child was a victim of domestic violence, harassment, sexual assault, or stalking

    • A copy of a protective order or other evidence from a federal, state, local, or tribal court, administrative agency, school’s Title IX Coordinator, or attorney that the covered individual or the covered individual’s child appeared in or was preparing for a civil, criminal, or administrative trial related to domestic violence, harassment, sexual assault, or stalking

    • Documentation from an attorney, law enforcement officer, health care provider, licensed mental health professional or counselor, member of the clergy, or victim services provider that shows the covered individual or the covered individual’s child was undergoing treatment or counseling, obtaining services, or relocating as a result of domestic violence, harassment, sexual assault, or stalking

    In cases where a covered individual can show good cause for not providing one of the above forms of documentation, the covered individual may provide a written statement attesting that they are taking eligible safe leave.

    Good cause for not providing documentation is determined at the discretion of the company and includes, but is not limited to:

    • Difficulty obtaining verification due to a lack of access to services; or
    • Concerns for the safety of the covered individual or the covered individual’s child

  • To register, go to the login screen, then click Register. You’ll need your Customer Number or Social Security number. Fill out the requested information and create your username and password.

    Note: Your username and password are the same for both AFmobile and online.

    Register

  • Please contact your employer. They may need to provide American Fidelity with additional information to activate your account.

  • To reset your password, go to the login screen and click Forgot Password. Input your username, choose your preferred communication method to receive a one-time code and follow the prompts. You'll need to reset your password before logging in to your account.

  • Log in to your online account. Click the profile icon, then click Password. Click Save Password when you’re done.

  • If you forgot your username, go to the login screen and click Forgot Username. Input your last name, Customer Number or Social Security number and date of birth. Choose your preferred communication method to receive a one-time code and follow the prompts.

  • You can log in to your online account or call 800-662-1113 for support.

PFMLI - Limitations and exclusions apply.

This information is intended to be educational. It is general in nature and should not be considered financial, legal or tax advice. Consult an attorney or a tax professional regarding your specific situation. This page and any downloadable items are up to date as of December 2023 and may not reflect changes in the law, finance, administration or current events.

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