Are you covered?

It can be difficult to understand the different types of leave and if you’re covered. Whether you’re taking paid or unpaid leave, find the support you need here to help understand your coverage options.

Who’s covered under PFMLI?

To be eligible for American Fidelity’s Paid Family Medical Leave Insurance (PFMLI), you must have:

  • Earned at least $1,000 in four out of five quarters before requesting paid leave; and
  • Experienced a qualifying event; and
  • Been continuously employed with your employer for 30 calendar days; or
  • Been eligible for benefits under your previous Oregon employer's equivalent plan

Know the Difference

Paid Family and Medical Leave Insurance (PFMLI)

Benefits began September 3, 2023
American Fidelity’s PFMLI is the equivalent plan to your state's plan
Paid leave for a covered employee’s own serious health condition; to care for certain family members with a serious health condition; parental leave for the birth of a child or placement through adoption or foster care; and safe leave for reasons relating to domestic violence, harassment, sexual assault, or stalking
Job and role protection if employed for at least 90 consecutive days before taking leave
For employees who are covered by their employer's American Fidelity PFMLI plan
Weekly income protection for up to 12-14 weeks
Employees are eligible if they have earned at least $1,000 from any Oregon employer during the past year, and worked for a covered employer for at least 30 days (or were covered by a previous employer's equivalent plan)
May be used concurrently with FMLA, OFLA, and certain other leaves when they apply

Family and Medical Leave Act (FMLA)

Oregon Family Leave Act (OFLA)

Federal law enacted in 1993

State law enacted in 1995 and last amended in June 2023

Unpaid leave to care for a covered employee’s own serious health condition; to care for certain family members with a serious health condition; parental leave for the birth of a child or placement through adoption or foster care; and reasons relating to a family member’s military service

Unpaid leave for a covered employee’s own serious health condition; to care for certain family members with a serious health condition; parental leave for the birth of a child or placement through adoption or foster care; sick child leave; military family leave; and bereavement leave

Job protection for qualified employees

Job protection for qualified employees

Required for all public agencies, school employers, and private companies with over 50 employees

Required for most public and private employers with over 25+ employees in Oregon

Unpaid leave up to 12-26 weeks depending on qualifying event

Unpaid leave up to 12-36 weeks depending on qualifying event

Employee eligibility is based on hours worked the previous year, tenure with covered employer, and the number of people employed by the covered employer within 75 miles of worksite

For parental leave, employees must be employed with the employer for 180 days. For all other forms of leave, employees must work an average of 25 hours per week in the 180 days preceding leave

May be used concurrently with paid PFMLI leave, OFLA, and certain other leaves when they apply

May be used concurrently with paid leave, FMLA, and certain other leaves when they apply

PFMLI - Limitations and exclusions apply.

This information is intended to be educational. It is general in nature and should not be considered financial, legal or tax advice. Consult an attorney or a tax professional regarding your specific situation.

This page, any linked websites, and any downloadable items are up to date as of February 2024 and may not reflect changes in the law, finance, administration or current events.

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