Are you covered?
It can be difficult to understand the different types of leave and if you’re covered. Whether you’re taking paid or unpaid leave, find the support you need here to help understand your coverage options.
Who’s covered under PFMLI?
To be eligible for American Fidelity’s Paid Family Medical Leave Insurance (PFMLI), you must have:
- Earned at least $1,000 in four out of five quarters before requesting paid leave; and
- Experience a qualifying event; and
- Been continuously employed with your employer for 30 calendar days; or
- Been eligible for benefits under your previous Oregon employer's equivalent plan
Know the Difference
Paid Family and Medical Leave Insurance (PFMLI) |
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| Benefits began September 3, 2023 |
| American Fidelity’s PFMLI is the equivalent plan to your state's plan |
| Paid leave for a covered employee’s own serious health condition; to care for certain family members with a serious health condition; parental leave for the birth of a child or placement through adoption or foster care; and safe leave for reasons relating to domestic violence, harassment, sexual assault, or stalking |
| Job and role protection if employed for at least 90 consecutive days before taking leave |
| For employees who are covered by their employer's American Fidelity PFMLI plan |
| Weekly income protection for up to 12-14 weeks |
| Employees are eligible if they have earned at least $1,000 from any Oregon employer during the past year, and worked for a covered employer for at least 30 days (or were covered by a previous employer's equivalent plan) |
| May be used concurrently with FMLA, OFLA, and certain other leaves when they apply |
Family and Medical Leave Act (FMLA) |
Oregon Family Leave Act (OFLA) |
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Federal law enacted in 1993 |
State law enacted in 1995 and last amended in June 2023 |
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Unpaid leave to care for a covered employee’s own serious health condition; to care for certain family members with a serious health condition; parental leave for the birth of a child or placement through adoption or foster care; and reasons relating to a family member’s military service |
Unpaid leave for a covered employee’s own serious health condition; to care for certain family members with a serious health condition; parental leave for the birth of a child or placement through adoption or foster care; sick child leave; military family leave; and bereavement leave |
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Job protection for qualified employees |
Job protection for qualified employees |
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Required for all public agencies, school employers, and private companies with over 50 employees |
Required for most public and private employers with over 25+ employees in Oregon |
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Unpaid leave up to 12-26 weeks depending on qualifying event |
Unpaid leave up to 12-36 weeks depending on qualifying event |
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Employee eligibility is based on hours worked the previous year, tenure with covered employer, and the number of people employed by the covered employer within 75 miles of worksite |
For parental leave, employees must be employed with the employer for 180 days. For all other forms of leave, employees must work an average of 25 hours per week in the 180 days preceding leave |
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May be used concurrently with paid PFMLI leave, OFLA, and certain other leaves when they apply |
May be used concurrently with paid leave, FMLA, and certain other leaves when they apply |