Medical Insurance May Not Be Enough; Critical Illness Insurance Can Help

In today’s market, your employees are likely experiencing rising deductibles every year. The out of pocket costs from a major critical illness such as a heart attack, stroke, or cancer can be financially devastating.1

AF Limited Benefit Critical Illness Insurance is designed to pay a lump-sum benefit directly to your employees if they’re diagnosed with one of the life-altering illnesses covered in the critical illness group policy. They can use these benefits to help pay for deductibles, copayments, aftercare, everyday living expenses, or even lost income while they’re away from work recovering.

Features

Simplified Underwriting

No medical exams required. Only minimal health questions are asked.

Health Screening

Pays a benefit of $50 to help cover annual health screens. This benefit also qualifies for our AFQuickClaimsTM processing.

Lump Sum Benefit

Many benefits are paid as a lump sum, so your employees can decide how these funds will be utilized.

Recurrent Diagnosis Benefit

Upon a second occurrence of certain illnesses, this benefit pays 50% of the amount previously paid under the policy.

Employee Education

When your employees face serious medical issues like a stroke or major organ failure, it’s important they understand how to use their supplemental benefits. Often, employees don’t understand how critical illness insurance can help them manage their deductibles by helping cover out-of-pocket treatment costs for serious medical issues. This is where American Fidelity can help.

Our career account managers will evaluate each individual’s medical coverage and financial needs to make a customized recommendation. We provide year-round education opportunities and our account managers are always available to answer questions that arise. 

Learn More About Our Education Strategy 

 

Employees Can Keep Their Coverage

If you have an employee leave your company, maintaining their coverage is important. We’ve made the process simpler than ever with the convenience of direct billing, allowing them to keep the coverage they’ve come to depend on. Learn More 

Other Products That Help with Deductibles

Support for Employees

We provide many resources for employees who have American Fidelity’s critical illness insurance. We’re here to help.

Learn How to File a Critical Illness Insurance Claim