Hospital Indemnity Insurance:

Help Pay for Your Hospital Stay

If you experienced a medical emergency, would you be prepared to cover the out-of-pocket medical expenses? And, what about everything else that adds up—like bills, groceries, and housing?

Major medical insurance plans are designed to pay a large portion of your medical costs. But with a high deductible health plan, you must pay out of your own pocket until you meet your deductible and plan maximum.

That’s where Limited Benefit Hospital Indemnity Insurance can help.

 

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Here's how it works:

Experience a sudden covered injury or illness

Stay in the hospital for at least 18 hours

Receive a benefit for each day spent in the hospital

Use the benefit to pay for out-of-pocket expenses

Features

HSA
Compatible

Receive the tax benefit and potential savings of a Health Savings Account (HSA).

Benefits Paid
to You

Benefits are paid directly to you, so you can use the money where you need it most.

Simple Application
Process

No health questions are required to apply hospital indemnity insurance.

A Policy
You Own

If you leave your employer, you can take your hospital indemnity insurance with you.

Connect with your American Fidelity account manager to learn more about hospital indemnity insurance!