Life Insurance:

Help Your Family Prepare for Tomorrow

If something were to happen to you, would your family be financially protected?

Life insurance is an important piece of a strong financial plan. It can help replace your finances and help your family with expenses like a mortgage, college tuition, and other debt.

With several plan options available, you can select the coverage that best fits your life stage.

 

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Types of Life Insurance

Term Life Insurance

Term life insurance provides protection for a
10-, 20-, or 30-year period. Rates are based on issue age and are guaranteed to remain level during the initial term period you choose. Term life insurance does not have the flexibility of cash value.

Term 100 Life Insurance

Term 100 Life Insurance provides coverage until age 100. Rates are based on issue age and are guaranteed to remain the same for 30 years or to age 85, whichever comes first. After that, premiums may increase, decrease, or stay the same but will never exceed the guaranteed maximum premium shown in your policy.

Whole Life Insurance

Whole life insurance is designed to provide coverage for your whole life. Rates are based on issue age and guaranteed to remain level for the life of the policy to age 121. Whole life insurance provides cash value, which can be used to pay for loans, premiums, or other purposes.

Features

Coverage
Options

Select term life, whole life, or both—whatever fits your individual life stage and needs.

Immediate
Coverage

There are no waiting periods, so the death benefit coverage begins at the time of your application.

Enhancements
Available

All plans include several important riders to enhance your coverage at an additional cost.

A Policy
You Own

If you leave your employer, you can take your life insurance policies with you.

Connect with your American Fidelity account manager to learn which life insurance policy is right for you!