Are you covered?

It can be difficult to understand the different types of leave and if you’re covered. Whether you’re taking paid or unpaid leave, find the support you need here to help understand your coverage options.

 

Who’s covered under PFMLI?

To be eligible for American Fidelity’s Paid Family and Medical Leave Insurance (PFMLI), you must meet the following criteria:

  • You must be based in Colorado and work for a qualified employer.
  • Your eligibility is determined based on the duration of your employment in Colorado.
  • You must have earned at least $2,500 in wages subject to PFMLI premiums during the covered individual’s base or alternative base periods.
  • The $2,500 earnings threshold can be met by wages from any combination of qualified employers.
  • It is not necessary to have earned $2,500 from your current employer to fulfill the earnings requirement.

Know the Difference

Paid Family and Medical Leave Insurance (PFMLI)
Benefits began January 1, 2024
Paid leave for a covered employee’s own serious health condition; to care for certain family members with a serious health condition; parental leave for the birth of a child or placement through adoption or foster care; and safe leave for reasons relating to domestic violence, harassment, sexual assault, or stalking
Job and role protection if employed for at least 180 consecutive days before taking leave
American Fidelity equivalent plan alternative for employers subject to FAMLI
Weekly income protection for up to 12-16 weeks. Paid leave is a partial wage replacement rather than full wages for most employees
Eligible for coverage on and after the effective date of the PFMLI plan if the employee has received at least $2,500 in wages from a Colorado employer during the base year or alternative base year
May be used concurrently with FMLA and certain other leaves when they apply

Family and Medical Leave Act (FMLA)
Federal law enacted in 1993
Unpaid leave to care for a covered employee’s own serious health condition; to care for certain family members with a serious health condition; parental leave for the birth of a child or placement through adoption or foster care; and reasons relating to a family member’s military service
Job protection for qualified employees
Required for all public agencies, all school employers, and private companies with over 50 employees
Unpaid leave up to 12-26 weeks depending on qualifying event
Employee eligibility is based on hours worked the previous year, tenure with covered employer, and the number of people employed by the covered employer within 75 miles of worksite
May be used concurrently with paid PFMLI leave and certain other leaves when they apply