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Helping You Stay Compliant

Keeping your business and your employees compliant with benefits laws is a constantly-moving target. You’re tasked with juggling multiple regulation requirements for Section 125 Plans, the Patient Protection and Affordable Care Act (ACA), and the Department of Labor (DOL), just to name a few. Plus, those regulations are subject to change. If you’re not keeping up with those changes, you could face serious repercussions, including possible penalties.

Why handle that responsibility alone?


Partner with Compliance Professionals 

American Fidelity and American Fidelity Administrative Services (AFAS) can help you stay up to date with federal benefits regulations and assist with an action plan.

American Fidelity Account Managers

American Fidelity has a dedicated benefits compliance team to support each of our specialized industries. All of our account managers go through targeted compliance-focused education every year so you're getting updated benefit guidance and support.

American Fidelity Administrative Services

AFAS is staffed with professionals who have extensive expertise in providing benefit plan consulting and compliance review services for both large and small employers. AFAS’s goal is to deliver a broad range of solutions to help our customers save time and money in connection with their health and welfare benefit plans.

Compliance Strategy


When regulations change, you’ll receive a notification with a summary of how they may affect your group. Your employees will be notified too, if changes affect them. If needed, webinars, group meetings, and other resources are available.


AFAS compliance consultants are available to provide a specific breakdown of how regulations affect benefit plans. If an action plan is needed, they will work with you to create one, customized for your needs. Plans may include detailed communication strategies or benefit plan changes.


American Fidelity and AFAS both offer benefits compliance services, such as Section 125 Plan administration, nondiscrimination testing, and ACA reporting. These services are designed specifically for your group.

Popular Compliance Topics

Wellness Incentives

There are many options available for employers seeking to encourage healthy behaviors in their workforce. You can encourage employees to change health-related behavior in many ways, from subsidizing nutritious choices in the cafeteria to financial rewards for improving measurable health outcomes.

However, workplace wellness programs must be carefully structured to comply with current federal law, including the ACA, Americans with Disabilities Act (ADA) and the Genetic Information Nondiscrimination Act (GINA). In a changing legislative and regulatory landscape, AFAS can walk you through the questions you’ll need to ask to find the wellness solutions that work best for you.

Health Insurance Portability and Accountability Act of 1996 (HIPAA)

Privacy issues frequently arise in the workplace, and many employers are uncertain about their responsibilities under HIPAA. While some employers may assume HIPAA does not apply to them, certain situations, such as sponsoring a self-insured plan, create privacy issues under HIPAA.

AFAS can help employers identify potential HIPAA privacy issues and create an action plan.

Family and Medical Leave Act (FMLA)

Managing time off under the FMLA is a challenge for employers. AFAS can help you understand the rules and craft your leave of absence management strategy.

Get help with determining if you are a covered employer under the FMLA, knowing what qualifies an employee to take FMLA-protected leave, and developing your policies and procedures around this important topic.

Recent Compliance Articles


Benefit Plan Impacts in the American Rescue Plan Act of 2021

The American Rescue Plan Act of 2021 (ARPA), signed by President Biden on March 11, 2021, provided a third round of COVID-related direct payments.

PFML: What It Is and What Can We Expect 

As states across the US are enacting state paid-leave laws, the potential for a federal leave program is on the horizon.

Important Legislative Changes Impacting FSAs and DCAs

Explore the important legislative changes that are impacting FSAs and DCAs.

About American Fidelity Administration Services

In response to great demand from customers to provide more in-depth health plan analysis and consulting assistance, American Fidelity Administrative Services (AFAS) was established. AFAS is proud to be a member of the American Fidelity family of companies.

Contact your American Fidelity account manager or AFAS for customized compliance assistance.

American Fidelity Assurance Company