Help Your Employees Protect Tomorrow

It’s vitally important to find the provider that best suits your benefit needs. While there are many insurers out there who offer coverage, a specialist focused in your industry may be a better fit. From insurance plans built with the education employee in mind, to quick and responsive service whenever you need us, American Fidelity is a different opinion.

Disability Income Insurance

Disability Income Insurance* is a great way for your employees to help maintain their financial health, regardless of their physical health.

  • Several benefit plan options available
  • Benefit payments can be deposited directly into employee’s bank account
  • Monthly benefit payments help your employees pay living expenses and make purchases as needed

Whole Life Insurance

American Fidelity’s Whole Life Insurance*,** provides a guaranteed level death benefit for the beneficiary, up to age 100, as well as the ability to accumulate cash values, guaranteed, generally on a tax-free basis. Please consult your tax consultant for your specific tax situation. Policy remains in force for as long as premiums are paid as required.  

Term Life Insurance

With Term Life Insurance*,**, employees can get coverage during their income-earning years, when their families are most dependent on them. 10-, 20- or 30-year term policies are available. Rates are based on employee’s age at time of enrollment and are guaranteed not to increase during the initial term period.

Cancer Insurance

A cancer diagnosis can change an employees’ life. By offering Limited Benefit Cancer Insurance*,+ you can help employees with their out-of-pocket expenses. They may use their benefits to pay for expenses such as mortgage, utilities, car payments, and meals, lodging and travel expenses incurred from traveling for medical care.

  • Benefit payments made directly to employee
  • Base plan guaranteed renewable++, provided premiums are paid
  • Individual, individual and children, and family coverage available

Accident Insurance

Accidents happen and come with unexpected costs. A Limited Benefit Accident Only insurance*,+ policy can help lessen the impact on your employees’ expenses by paying covered benefits.

  • Benefit payments made directly to the employee
  • Base plan is guaranteed renewable++, provided premiums are paid
  • Individual, individual and children, and family coverage available

Critical Illness Insurance

Expenses can add up quickly if an employee suffers a critical illness and is unable to work. A Limited Benefit Critical Illness Insurance*,+ plan may help provide some financial protection so they can focus on their recovery. The plan pays a lump sum if an employee experiences a covered critical illness, such as a heart attack or stroke.

  • Individual coverage, including portability
  • Group coverage, with no medical questions asked##
  • Optional family coverage

Retirement Annuities

Today, it’s more important than ever to plan for retirement. Recruit and retain highly-qualified employees by adding annuity accounts and Individual Retirement Accounts to your portfolio of benefits, helping them prepare for their financial future.

*These products may contain limitations, exclusions, and waiting periods. **Not generally qualified benefits under Section 125 Plans. +This product is inappropriate for people who are eligible for Medicaid coverage. ++You are guaranteed the right to renew your base policy during your lifetime as long as you pay premiums when due or within the premium grace period. We have the right to increase premiums by class. ##Only offered on an after-tax basis.