Skip to main content
Menu File a Claim Login
American-Fidelity-logo
Menu
Menu File a Claim Login
American-Fidelity-logo
American Fidelity Logo American Fidelity Logo
  1. Strategy
      •  
      • Employee Benefits
      • Communication and Education
      • Enrollment and Admin
      • HR Assistance
      • Tax Savings
      • Compliance Updates
      •  
  2. Products
      •  
      • Benefits
      • Dependent Verification
      • HR Technology
      • Reimbursement Accounts
      • Retirement Savings
      • Section 125
      •  
  3. Why Us
      •  
      • For Education
      • For the Public Sector
      • For Automotive
      • Account Managers
      • Customer Testimonials
      •  
  4. Blog
      •  
      • Benefits Strategy
      • Reimbursement Accounts
      • Supplemental Benefits
      • Customer Stories
      • Compliance Updates
      •  
  5. Support
      •  
      • COVID-19
      • Employer Assistance
      • Videos
      • Contact Us
      •  
  6. Claims
      •  
      •  
Login
 
 
American Fidelity Logo

How to get reimbursed for at-home COVID-19 tests

 

March 01, 2022

2 minute read

Category: General

Learn more about this blog article

While free in-person COVID-19 tests have been available at health centers and pharmacies nationwide, Americans with private insurance now have the option of free at-home tests too. As of January 15, 2022, private insurance companies must cover up to eight at-home COVID-19 tests per month, per covered individual.

How It Works

Because this is a new guideline, pharmacies and retailers may not have set up the process for running purchases through your insurance quite yet. During the transition, you can submit receipts for your tests to your major medical insurance company for reimbursement.

The Biden administration is encouraging major medical insurers to create networks of preferred pharmacies and retailers so policyholders can get tests with no out-of-pocket costs; the insurer or plan would cover the price upfront at the time of purchase.

Before this requirement, people with Healthcare Flexible Spending Accounts (HCFSAs) or Health Savings Accounts (HSAs) could use their funds to purchase at-home tests. If your reimbursement account is administered through American Fidelity, this is still an option. Of course, you can’t claim reimbursement from both your major medical insurance plus your reimbursement account for the same test; it has to be one or the other.

More to Come

As with any new initiative, there are still details up in the air. Insurance companies will have to determine if they’ll rely on reimbursement requests from policyholders or create preferred networks. While you wait for your carrier to define their next steps, you still have access to tests in your area. Check with your local health department or visit covidtests.gov for more information.

 

This blog is up to date as of February 2022 and has not been updated for changes in the law, administration or current events.

 
  • Tags:
  • General
  • COVID-19

Share:

 

Related COVID-19 Articles

 

Cheat Sheet: Know the COVID Provisions That are Ending

August 31, 2021

5 minute read

The impact of COVID has brought many changes to your life; it can feel all-encompassing. It's now important to prepare for yet another shift.

  • Tags:
  • General
  • COVID-19
  • Compliance

The Effects of COVID-19 on the Health Insurance Industry

July 06, 2021

7 minute read

Three ways COVID-19 changed the health insurance industry and tips that may help increase employee utilization of benefits.

  • Tags:
  • General
  • COVID-19

Public Employers Now Eligible to Claim Tax Credits for Voluntarily Providing COVID Leave

June 22, 2021

7 minute read

School districts and other state and local public employers have a tool to mitigate the costs of providing paid sick and family leave due to COVID-19.

  • Tags:
  • COVID-19
  • Compliance

 

This information is intended to be educational. It is general in nature and should not be considered financial, legal or tax advice. Consult an attorney or a tax professional regarding your specific situation.

ESB-9223-0222

American Fidelity Assurance Company
americanfidelity.com

https://americanfidelity.com/blog/general/reimbursed-at-home-covid-tests/

Site Map

About Us

News Center

Careers

Contact Us

© 2022 American Fidelity Assurance Company

  • Privacy Notices |
  • Report Fraud |
  • Terms of Service |
  • Licensing |
  • Special Notices |
  • Cameron Enterprises

This information is intended to be educational. It is general in nature and should not be considered financial, legal or tax advice. Consult an attorney or a tax professional regarding your specific situation.

ESB-9223-0222

  • File a Claim
    Login
  • Home
  • Benefits Strategy
    • Employee Benefits
    • Communication and Education
    • Enrollment and Admin
    • HR Assistance
    • Tax Savings
    • Compliance Updates
  • Products
    • Benefits
    • Dependent Verification
    • HR Technology
    • Reimbursement Accounts
    • Retirement Savings
    • Section 125
  • Why Us
    • For Education
    • For the Public Sector
    • For Automotive
    • Account Managers
    • Customer Testimonials
  • Blog
    • Benefits Strategy
    • Reimbursement Accounts
    • Supplemental Benefits
    • Customer Stories
    • Compliance Updates
  • Support
    • COVID-19
    • Employer Assistance
    • Videos
    • Contact Us
  • Claims
  • Careers
    • Corporate Careers
    • Sales Careers
  • About Us
  • Site Map

Popular Topics:
  • Register for an Account
  • Forms
  • Unused FSA Funds
  • HCFSA Eligible Expenses
  • Carryovers, grace periods and runoff periods
  • HSA Eligible Expenses
  • HSA Tax Forms
  • Disability Tax Forms