Gain More

Control Of Your

Healthcare Dollars.

Health Reimbursement Arrangements (HRAs)

With the impending changes to the healthcare market, employers are looking for ways to control the cost of their employee benefits while still offering a competitive benefits package. Health Reimbursement Arrangement (HRA) program can give you the options you need to navigate the new healthcare landscape by providing you with an opportunity to stabilize the amount of money you provide to your employees’ health plan, while still providing a valuable healthcare resource to your employees.

An HRA is an IRS sanctioned program that allows an employer to provide funds for their employees for the reimbursement of eligible out-of-pocket medical expenses. HRAs are completely funded by the employer. HRAs can be established to work alongside of a Section 125 Cafeteria plan but are not a part of the Section 125 Cafeteria Plan, itself.

Two HRA Plans to Choose From

  • Deductible HRA Plan

Covers out-of-pocket health plan deductibles, co-insurance and/or co-pays.

  • Comprehensive HRA Plan

Covers all tax-qualified out-of-pocket medical expenses. Includes an HRA debit card.

Click here for a list of HRA eligible expenses.


Next Steps

Find Your Local
Account Manager

We are nationwide with local Account Managers for your convenience.

Contact us

We still believe in good old-fashioned human contact!

» Learn More

Call us at: 1.800.654.8489

Quick Access

  • Your Account

    View your policies, download forms and check the status of your claims - all in one spot!

  • Claim & Flex Forms

    1Select the forms you need:

    Flex Benefits
    Accident Benefits
    Cancer Benefits
    Critical Illness
    Disability Benefits
    Hospital Indemnity
    Life Benefits
    Medical (GAP)
    HRA Benefits

    2Select your state & industry:

  • Check Claim Status
  • FAQs

    Please select a category or type your question in the box below.

    Keyword Search
    All FAQs