Health Care Reform

Health Care Reform Calculators

Many employers report concerns about the rising cost of health care over the next several years.  Others are looking for a way to estimate how certain requirements may impact their plans long term – which in turn could impact the employer’s decisions about what kind of plan(s) to sponsor going forward.

Our Health Care Reform calculators are designed to help employers perform high level estimates about the impact of certain factors on their plans.  The interpretations of the rules on which the calculators are based takes into account our understanding of the Health Care Reform law often in the absence of regulatory guidance. Other interpretations may be equally valid. In other words, these calculators are not meant to provide all of the information an employer will need to comply with these requirements. Rather, they provide a practical starting point for employers to assess how their current plans may be impacted by Health Care Reform.

Links to Calculators

Cadillac Tax Calculator
Estimate the impact of the Cadillac Tax on your major medical plan.
Cadillac Tax Calculator
Free Rider Penalty
Determine employee salary levels that may be impacted by the Free Rider Penalty.
Free Rider Penalty and/or Free Choice Vouchers

American Fidelity Assurance Company does not provide tax or legal advice.


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